There may come a time in your homeownership journey when you wonder if it makes sense to refinance your mortgage. It’s a decision that can help you reach goals like lowering your interest rate or ...

Mortgage points, also known as discount points, are fees you pay a lender to reduce the interest rate on a mortgage. Each ...

If you own a home, you might be wondering if now is the time to refinance your mortgage to take advantage of dropping interest rates. But is it worth it? The average mortgage rate for most of this ...

Mortgage borrowers are staring at a rare moment of clarity: rates have eased after The Fed's latest cut, but forecasts ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. In early August, refinance applications were ...

For decades, the conventional wisdom about mortgage refinancing has been clear: You should swap loans only when mortgage rates have dropped a full percentage point from the rate on your original loan.