RBI's shift to ECL model for banks will impact microfinance-focused banks the most, requiring higher provisioning for loans.
The ECL framework, which applies to Scheduled Commercial Banks (excluding Small Finance Banks, Payment Banks, and Regional ...
To enhance the resilience of the financial sector, the Reserve Bank on Wednesday announced that the expected credit loss (ECL ...
The guidelines are expected to enhance credit risk management practices, promote better comparability of reported financials ...
The monetary policy announcement, along with the GST reforms introduced last week, clearly indicates a coordinated ...