Learn how to automate your Excel spreadsheets with this step-by-step guide. Create a smarter database and boost productivity ...

Learn the secrets of Excel structured tables to save time, eliminate errors, and create smarter, more dynamic spreadsheets in ...

VSTACK and HSTACK are dynamic array functions, meaning the result spills from the cell in which you type the formula, and any changes to the data in the source arrays are reflected in the stacked ...

When you only need two outcomes, the IF function is fine. But the moment you start stacking conditions (if this, then that, otherwise if this, then that), you’re building a house of cards. At first, ...

Shuttering and tearing are two problems that many people experience while playing games. This not only kills the interest in the game but also makes the game’s frame rate look ugly. Windows 11/10 ...

Weak economic data in Canada are drastically changing mortgage rate outlooks for both variable and fixed rate mortgages. The Canada five-year bond yield – which heavily influences five-year fixed ...

Marginal costs of production are defined as the overall change in costs when a company or manufacturer increases the amount produced by one unit. Marginal costs can help firms determine the level at ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Erika Rasure is globally-recognized as a leading consumer economics ...

Five-year mortgage terms have offered some of the lowest fixed rates for much of 2025, but that is starting to change. Ron Butler, founder of Butler Mortgage in Toronto, said many lenders are now ...

We draw attention to two problems associated with the use of instrumental variables (IV), the importance of which for empirical work has not been fully appreciated. First, the use of instruments that ...

Abstract: This study proposes a two-stage method for variable-length abstractive summarization. This is an improvement over previous models, in that the proposed approach can simultaneously achieve ...

Abstract: Large scale optimization problems arise in diverse fields. Decomposing the large scale problem into small scale subproblems regarding the variable interactions and optimizing them ...