Both accounts offer attractive returns for savers if opened now. Here's what the interest earnings could look like.

Not sure if a $20,000 CD account makes sense to open this July? Here are three reasons why it could be a smart pick.

Both have elevated interest rates at the moment, but which will earn savers more interest on a $10,000 deposit now?

Here's what you need to know about how the Fed's latest decision affects your savings and what you should do now to make the most of it. Read more:The Fed's Interest Rate Decision ...

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You can start the switch by simply comparing high-yield savings accounts. Look for one with an APY of at least 3.60%, no ...

Certificates of deposit: If you can afford to lock your money up for a fixed period of time (eg, 6 months, 18 months, 1 year, ...

Pros of Using a Certificate of Deposit for Savings CDs—like savings and money market accounts —typically include FDIC insurance ($250,000 per depositor, for each account ownership category ...

The main benefit of a CD is that your money grows over time at a predetermined APY. Top CDs currently earn APYs as high as 4.5%. Pros A fixed rate applies to the CD's entire term.

High-yield savings accounts offer flexibility and access, while certificates of deposit can offer higher interest rates. Compare HYSAs and CDs to find the best for your budget.

10 Best 2-Year CD Rates of 2024 2-year Certificate of Deposit Overview A certificate of deposit (CD) is an alternative type of savings account offering a guaranteed interest rate for a set amount ...

Depending on your CD’s term and how early you withdraw cash from your account, that penalty could range anywhere from 30% to 100% of your dividend earnings.