Through a CD ladder, your cash could be used to generate regular income like Bonilla’s. Under this strategy, you would buy ...

However, annuities aren’t one-size-fits-all solutions. Some can genuinely reduce financial uncertainty and stress in a crisis ...

Annuities can help provide critical retirement income, but some are safer than others if there's a market downturn.

See how annuities stack up against 401(k)s and IRAs. Learn the pros and cons to build your best retirement income plan.

With so many options out there, the challenge lies in determining the most reputable life insurance companies offering ...

As retirement nears, preserving your hard-earned savings while still capturing growth can feel like walking a tightrope. For ...

Serenity Wealth Management Logo What do you need to know? How to diversify your retirement portfolio risk through fixed indexed annu ...

Fixed annuities, CDs, money markets, says Bankrate financial analyst Stephen Kates. Seeking total safety “is unfortunately both relative and fleeting,” says Kates, ...

Meanwhile, a type of fixed annuity called a multi-year guaranteed annuity shares similarities with a bank CD, and typically doesn’t have any annual fees. There are also commissions to consider.

U.S. annuity sales exceeded $106 billion in the first quarter, with more than half of the top 20 carriers reporting sales ...

US annuity sales totaled $106.3 billion in the first quarter of 2025, according to LIMRA’s US Individual Annuity Sales Survey ...