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You’ll need to open a Junior Isa on your child’s behalf, and your child won’t be able to access their savings until they turn 18. But your child won’t need to pay tax on any of their ...

In a meeting with the Rachel Reeves last week, city bosses called on the Chancellor to cut tax breaks for cash Isa savers.

Savers might struggle to match this return in a cash ISA once rates start to come down, but investing the money ... to access the account as soon as they turn 18. This means there is nothing ...