The saver’s tax credit helps people who earn modest incomes save more for retirement. Learn whether you qualify for it and the advantages it can provide.

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Unlike Roth IRAs, there are no income limits on Roth 401 (k)s. You can contribute to the account no matter how much you earn.

Early retirement isn’t exclusively for the rich. Many people use a couple of key calculations to determine how much money they need to sustain an extended stay in retirement.

First, 529 plan contributions are generally deductible on state tax returns if you live in a state that has an income tax.

I am a 68-year-old woman married to a 75-year-old man.

Traditional and Roth IRAs differ mainly in how and when your money is taxed. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

Can I withdraw my 401(k) if I get laid off? Learn your options, tax penalties and strategies to manage your retirement ...