New research points to the equal-installments strategy as the ideal for making the mandatory withdrawals. A lump-sum approach ...

A money market fund is a type of mutual fund that invests in low-risk, high-quality, and short-term debt instruments, such as Treasuries, commercial papers, and certificates of deposit (CDs).

Even in retirement, when you might feel secure relying on guaranteed income streams such as Social Security, pensions or annuities, an emergency fund remains an essential pillar of your financial ...

Rates on short-term bills are generous, with no risk. Here's a look at how Treasury bills work and how to buy them.

With comparable rates, savers should calculate the interest-earning opportunity on both before getting started now.

Saving and investing are both important concepts for building a sound financial foundation, but they’re not the same thing.

When you're figuring out where to keep your money, you'll come across several types of bank accounts. The four basic types are checking account, savings account, certificate of deposit and ...

A certificate of deposit (CD) is a type of savings account that holds your money for a set period, usually anywhere from a few months to five years. In return, you get a fixed interest rate that won't ...

Right now, short-term CDs are leading the way. One of the top offers is a 12-month CD paying 4.55% APY. If you're looking for a low-risk way to grow your money, this could be a great time to act.

Both accounts have high interest rates, making each a beneficial way to store $10,000 in today's evolving economy.