Looking forward, SoFi expects its Q1 sales to be between $725 and $745 million, and earnings of around $0.03 per share. For the full-year 2025, the company expects sales to be over $3.2 billion and earnings to be between $0.25 and $0.27 per share. This implies at least 23% y-o-y top-line growth.

SoFi Technologies pointed to "macro assumptions" in giving weaker-than-expected quarterly and full-year guidance.

SoFi stock ended up as a top performer last year, and it's not so cheap at the current price. It trades at a forward one-year P/E ratio of 40 and a price-to-book ratio of nearly 3. If it continues to demonstrate robust growth, it could justify that premium and keep gaining even in the near term.

SoFi Technologies reported quarterly earnings and revenue above analysts’ estimates, and CEO Anthony Noto described 2024 as the fintech’s “best year ever.” For its first quarter, SoFi forecast adjusted net revenue between $725 million and $745 million and earnings of 3 cents per share,

Shares of SoFi Technologies (SOFI) took a significant hit despite delivering stronger-than-expected fourth quarter financials. Its stock dipped 10.3% following management’s earnings per share (EPS) guidance,

SoFi 's ( SOFI 0.56%) management team made comments that sent the stock price down by more than 10% on the day of its earnings release. *Stock prices used were the afternoon prices of Jan. 26, 2025. The video was published on Jan.