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Fastest way to improve your credit score is to attack it from both ends 🥊 💥 On one end, you wanna dispute and delete your negative items off your credit report: Late payments, inquiries, charge off, foreclosures, apartment eviction collection, timeshare collection, bankruptcies. That's where you're gonna see the biggest improvement on your score. Next is to focus on adding positive history to your credit: adding trade lines, rent reporters, self or credit strong. When you add a bunch of positi
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Certainly. Adding children as authorized users to a parent's credit card before they're 18 can pose several risks: 1. **Financial Responsibility**: Younger children might not fully understand the concept of #credit or the responsibility that comes with it. This could lead to overspending, which can impact the parent's credit #utilization ratio and potentially lead to debt. 2. **Credit Score Impact**: If the primary account holder (the parent) carries a high balance or misses payments, it could n
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