Today’s Mortgage Refinance Rates
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Fed, Trump and interest rates
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A rise in mortgage interest rates has led to a decline in people applying for home loans and homeowners refinancing.
Illinois homeowners face a 27% rate hike from State Farm as the insurer cites unsustainable losses. The rate increase is expected to start on Aug. 15.
The average delinquency rate accelerated to 2.79% in June from 2.33% in May and retreated from 2.90% a year earlier, according to Seeking Alpha's compilation of credit card metrics. That compares with its prepandemic mark of 2.19% in June 2019.
The European Central Bank left interest rates unchanged on Thursday and offered a modestly upbeat assessment of the euro zone economy, raising doubts among investors about further policy easing even while U.
Breast cancer rates are on the rise, and doctors fear that alcohol could be a big reason why. CNN’s Meg Tirrell speaks to an expert to learn more about this under-discussed link.
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Bank of Canada to hold rates steady on July 30, but cut two more times in 2025: Reuters poll
The Bank of Canada will hold its overnight interest rate steady at 2.75% on July 30 for the third consecutive meeting thanks to a recent rise in inflation and a fall in unemployment, according to a Reuters poll of economists that still found many expect at least two more cuts this year.
One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its benchmark rate toward the end of 2024, CD rates fell in response. However, the June 2025 decision to once again keep the Fed rate steady is likely to result in relatively stable CD interest rates for now.
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