SmartAsset on MSN

I'm 60 with $1.2 million in an IRA. Should I convert to a Roth to avoid RMDs?

If you’re 60 years old with $1.2 million saved for retirement in a traditional IRA, you may be starting to think about ...
SmartAsset on MSN

I'm 62 with $1.6M in a 401(k). Does converting $160K a year to a Roth reduce RMDs?

Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of tax planning.

Here are 5 critical reasons not to convert to a Roth IRA in 2026. It can do more harm than good without you even knowing it

Think you're a savvy retirement planner? Here’s what you may be forgetting.

Here’s why most US retirees with less than $2,000,000 should avoid Roth conversions

Roth conversions are widely considered financially advantageous. Financial advisors often recommend them, and online ...
WTOP News

How to convert to a Roth IRA

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...
KTVZ

Wondering if you should convert your tax-deferred retirement savings to a Roth? Here’s what to consider

(CNN) — Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...
Daily Emerald

When Should You Convert Your Traditional IRA to a Roth?

The Ducks have another quarterback. University of Nebraska transfer Dylan Raiola announced his commitment to Oregon Jan. 12. He’s not guaranteed... If you’ve been steadily contributing to a ...
Nasdaq

If I Convert $235k to a Roth IRA, Will It Affect My Medicare Premiums?

Because Medicare premiums are tied to income, converting a $235,000 retirement account to a Roth IRA has the potential to cause Medicare Part B premiums to increase. For many taxpayers, in fact, a ...
Daily Emerald

When Should You Convert Your Traditional IRA to a Roth?

While head coach Dana Altman said the decision whether to get surgery or not still stands undecided, the sentiment stayed clear; Oregon men’s... With the football season coming to an end, it’s time ...