These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks Written By Written by Insurance Staff Writer, WSJ | Buy Side ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

Indexed Universal Life insurance seems safe and profitable, but high costs and limited returns make it a poor investment for ...

These policies offer flexible premiums and death benefits and several investing options, but understand what you’re buying to avoid surprises Written By Written by Insurance Staff Writer, WSJ | Buy ...

Lawsuits by disgruntled customers unhappy with the performance of their indexed universal life policy are nothing new. Insurance company defendants often allege greedy attorneys and overreaching ...

Indexed life products led the way as 2024 life sales registered gains in several categories, Wink reported. Indexed life sales for the fourth quarter were $868.3 million, up 15.9% compared with the ...