I hear this one a lot. Someone says, "Jerry, I don't need extended coverage. I'll just set money aside and use it if ...

Insurance is often a necessity—an expensive necessity. Car insurance averages $1,718 annually for full coverage, health insurance can cost more than $1,000 a month depending on your age and ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Despite the number of Floridians without insurance policies, Friedlander doesn't recommend this option for homeowners.

Before switching from a fully insured group health plan to a self-funded plan, organizations should take several factors into ...

Nancy Batchelor has lived in a waterfront home in Miami Beach for decades and owns her home outright. This is the first year that she didn’t get wind insurance, which protects against hurricane damage ...

Homeowners across the country are feeling the pinch of rising insurance costs, and financial expert Suze Orman is no exception. In a recent episode of the "Women & Money" podcast, a listener wrote in ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Rather than pay an insurance company for coverage, ...