Not all financial products are created — or regulated — equally. Stocks and mutual funds fall under federal securities laws, while savings accounts benefit from FDIC protection. But annuities? They’re ...

A variable annuity is a contract between an insurance company and an individual that combines insurance features and long-term investments. The funds in a variable annuity are invested in various ...

In an increasingly uncertain market, investors are looking for solutions that offer both growth potential and downside protection. Registered Index-Linked Annuities (RILAs) are emerging as a flexible ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But if you've started exploring your annuity options, you've likely run ...

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

Annuities are an insurance product used as an income stream during retirement. They typically involve an accumulation phase, when you make a lump sum or series of payments to an insurance company, and ...

Learn how the market, economy, and demographics are shaping the annuity industry Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in ...

Indexed life and annuity products are the subject of many regulator meetings and class-action lawsuits. Despite that negative publicity, indexed life and annuity sales are booming. Wink, Inc. reported ...

When listener Portia asked a question on the "Women & Money" podcast about her variable annuity, Suze Orman didn't hold back. Based on the high fees Portia was paying and the surrender schedule she ...

In a reversal of recent trends, LIMRA predicts a decline in fixed annuity sales and an increase in variable annuity sales in 2025. Fixed annuity sales typically track changes in interest rates, said ...

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