Many Americans keep just a few hundred dollars in their checking account, making overdraft fees from mistimed payments a common concern. So, how much cash should you keep in your debit account?

If your checking account has too much money, then you're costing yourself big-time. Money that's sitting in checking has a tendency to get spent -- even if it shouldn't be. If you have high-interest ...

Many people simply leave a large chunk of money in their checking accounts and let it sit there. But is that the best move?