The average credit score in America is 715. Find out how yours compares in this full report by Motley Fool Money.

Discover the best credit utilization ratio for optimizing your credit score and learn effective strategies to manage your credit.

A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on your history of payments and your credit utilization and range from 300 ...

Experian, Equifax and TransUnion, the three main credit bureaus, each have their own model to calculate credit scores. Factors frequently used to calculate your credit score are: ...

With millions of Americans seeing their credit scores drop due to missed student loan payments, here's what you need to do to improve your standing.

Experian, Equifax and TransUnion, the three main credit bureaus, each have their own model to calculate credit scores. Factors frequently used to calculate your credit score are: ...

With millions of Americans seeing their credit scores drop due to missed student loan payments, here's what you need to do to improve your standing.