To check your account balance, log in to your bank’s online banking website using your username and password. Once you’re logged in, navigate to the account balance section.

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers' credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

With online banking and mobile apps, monitoring your balance is a simple task — just log in for a quick view of what’s available in your account.