The National Academies of Sciences, Engineering, and Medicine are private, nonprofit institutions that provide expert advice on some of the most pressing challenges facing the nation and world. Our ...

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Earn 40 credits to qualify for Social Security; each $1,890 in 2026 counts as one credit. Claiming Social Security before full retirement age reduces benefit amounts. Survivor benefits are available ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.