Even if they were able to fund a $700,000 home, a loan that leaves you house poor means you’re cash-strapped in other areas.

Someone asked, “Those who have worked for the rich, what is a product or service we would never guess exists?” and people shared their best examples.

With the average cost of having a baby in the U.S. at an eye-watering $18,865 across the country (1), it can be easy for new ...