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forbes.com
FHA Loans: Exploring Basics, Requirements and More
The Federal Housing Administration (FHA) was created in 1934 in response to the Great Depression and is part of the Department of Housing and Urban Development (HUD).Its goal was to make it easier for Americans to afford homeownership by lowering their down payment requirements and offering attr
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Jun 8, 2020
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An FHA loan is insured by the Federal Housing Administration and protects lenders from financial risk. Lenders have to meet certain criteria for their loans to be termed “FHA-approved,” after which the FHA backs the loans the lender issues in case a borrower defaults on the mortgage. Borrowers must also meet requirements to qualify for one of these loans. | FHA.com
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