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@omer.insurance on Instagram: "How does Universal Life Insurance (UL) policy work? - a question I got today and I wanted to share some basic information on this. Universal Life Insurance (UL) is a type of permanent life insurance that offers flexibility and combines two key components: a death benefit and a savings element (cash value). Here’s an in-depth look at how it works: Here are the Key Components: 1. Death Benefit: The amount paid to the beneficiaries upon the insured's death. The policy
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