What’s one reason you need disability insurance? Watch this video to find out! #GetDisabilityInsurance Video Transcript: ["One reason you need disability insurance: your family. Picture this: If an injury or illness prevents you from working, how long could your family go without your paycheck? Uh-oh! That's where disability insurance steps in. It replaces a portion of your income for a period of time. Think of it as insurance for your paycheck. Disability insurance because life happens."] | Lif

Disability insurance is designed to offer coverage in case you become ill or injured and are unable to work. However, what if you’re already dealing with a pre-existing condition when applying for disability insurance? Here are some crucial points to consider: (1) You might still be eligible for long-term disability insurance coverage, but be aware that some policies have exclusions for pre-existing conditions. (2) Certain chronic or severe conditions could potentially disqualify you from obtain